What Are Origination Fees and Can They Be Avoided?
An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fees into one charge or may list each one individually.
Either way, origination...
What Every Homebuyer Needs to Know About Home Sale Contingencies
A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? That's what this article will explain. Bookmark this reference if you're currently shopping for a home. And remember to send it to your friends, too! All...
Your Guide to Managing Your Credit Score
You've likely heard of the term "credit score," but how familiar are you with what it represents? Here is everything you need to become an expert at managing your credit.
What's A Credit Score?
A credit score is a three-digit number. It represents your credit history and tells the lender...
Should You Buy Property in the City or Suburbs in 2021?
Trying to decide an urban or suburban life? You're not alone! Since the pandemic, many Americans leaving the city for suburban life. Before hastily deciding which option is better, let's take a closer look at life in each of these settings.
City Versus Suburb: What's the...
Is Building A Custom Home a Good Idea in 2020? Here’s What You Need To Know
The cost of building a new home has decreased in 2020, and this may have you grappling between getting a loan for a new construction or one for a pre-owned home. Here are the advantages of building a house from the ground up.
Did you know that there are conventional and...
Citizens Mortgage Corp, Licensed by The NJ Depart. Accessibility Statement
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