• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.

Welcome to our website.

At Citizens Mortgage Corp we specialize in all types of Residential mortgage lending. For over 25 years we have been committed to assisting our customers make well informed decisions. With access to over 10 lenders we will provide you with the absolute best mortgage product, custom-tailored to meet your unique needs. This large variety of loan products is our main advantage over your local bank or savings and loan. They may only have one or two specific loan programs available. This enables us to close a higher percentage of loans. We firmly believe that we have one of the highest approval rates in the business. For those that have credit challenges or issues we provide a plan to get our customers mortgage ready.

WE PROVIDE LOANS TO PEOPLE NOT NUMBERS

As members of the Mortgage Bankers Association of America, Citizens Mortgage has demonstrated its firm commitment to remaining informed professionals in the rapidly changing world of real estate finance. This dedication which includes adherence to precise Code of Ethics and Standards of Professional Practice results in the customers being represented by the most trustworthy in the industry.

WE ARE DEDICATED TO PROVIDING OUR CLIENTS WITH THE HIGHEST QUALITY OF SERVICE- COMPLETE CUSTOMER SATISFACTION IS OUR GOAL.

                                   
                                      “Citizens Mortgage Corp., Making the American Dream Come true since 1987”

Latest from the Blog

Recent Articles

Oct
17
2018
Unpacking and Understanding The Mortgage Payment
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post will unpack your mortgage payment so you know what you're paying for each...
Oct
10
2018
Is A Reverse Mortgage Better Than A Traditional Mortgage?
Reverse mortgage versus a traditional mortgage --is one better than the other? The answer is that it depends on the situation. They have many similarities, but there are a few key differences that make reverse mortgages a better choice than a traditional mortgage. Or vice versa. This...
Oct
03
2018
What To Expect The Day Your Home Loan Closes
“What happens on closing day and after?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also receive digital or paper copies of all the signed...
Sep
26
2018
Little Known Factors That Affect How Much Property You Can Afford
Getting pre-approved for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also effects on how much you can afford? Here are some of the factors that determine how much you can afford to buy with your home loan. Have you been...