• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.

Welcome to our website.

At Citizens Mortgage Corp we specialize in all types of Residential mortgage lending. For over 25 years we have been committed to assisting our customers make well informed decisions. With access to over 10 lenders we will provide you with the absolute best mortgage product, custom-tailored to meet your unique needs. This large variety of loan products is our main advantage over your local bank or savings and loan. They may only have one or two specific loan programs available. This enables us to close a higher percentage of loans. We firmly believe that we have one of the highest approval rates in the business. For those that have credit challenges or issues we provide a plan to get our customers mortgage ready.

WE PROVIDE LOANS TO PEOPLE NOT NUMBERS

As members of the Mortgage Bankers Association of America, Citizens Mortgage has demonstrated its firm commitment to remaining informed professionals in the rapidly changing world of real estate finance. This dedication which includes adherence to precise Code of Ethics and Standards of Professional Practice results in the customers being represented by the most trustworthy in the industry.

WE ARE DEDICATED TO PROVIDING OUR CLIENTS WITH THE HIGHEST QUALITY OF SERVICE- COMPLETE CUSTOMER SATISFACTION IS OUR GOAL.

                                   
                                      “Citizens Mortgage Corp., Making the American Dream Come true since 1987”

Latest from the Blog

Recent Articles

Apr
18
2018
Should I Use My 401(K) to Pay off My Mortgage?
If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage. Seems like a good idea, but is it? There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Apr
11
2018
Top Solutions to Your Refinancing Obstacles
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles. Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Apr
04
2018
Pre-qualification vs. Pre-approval: What's the Difference?
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home. However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...
Mar
28
2018
What is a Zero-Down Mortgage?
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about. This article will...