• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

 

Welcome to our website.

At Citizens Mortgage Corp we specialize in all types of Residential mortgage lending. For over 25 years we have been committed to assisting our customers make well informed decisions. With access to over 10 lenders we will provide you with the absolute best mortgage product, custom-tailored to meet your unique needs. This large variety of loan products is our main advantage over your local bank or savings and loan. They may only have one or two specific loan programs available. This enables us to close a higher percentage of loans. We firmly believe that we have one of the highest approval rates in the business. For those that have credit challenges or issues we provide a plan to get our customers mortgage ready.

WE PROVIDE LOANS TO PEOPLE NOT NUMBERS

As members of the Mortgage Bankers Association of America, Citizens Mortgage has demonstrated its firm commitment to remaining informed professionals in the rapidly changing world of real estate finance. This dedication which includes adherence to precise Code of Ethics and Standards of Professional Practice results in the customers being represented by the most trustworthy in the industry.

WE ARE DEDICATED TO PROVIDING OUR CLIENTS WITH THE HIGHEST QUALITY OF SERVICE- COMPLETE CUSTOMER SATISFACTION IS OUR GOAL.

                                   
                                      “Citizens Mortgage Corp., Making the American Dream Come true since 1987”

Latest from the Blog

Recent Articles

Feb
23
2017
3 Quick Ways to Boost Credit Score & Be Ready to Buy in 2017
When you meet with a mortgage lender, one of the pieces of information that they will rely heavily on in determining whether or not to lend you money at all, and if so, how much to lend you, is your credit score. If you’re hoping to buy a home in 2017 but your credit score isn’t...
Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...
Feb
01
2017
USDA Loans: The No Down Payment Loan Program That May Work for You!
  Are you hoping to buy a home in 2017 but worried about the down payment? Looking to live outside of a big city – whether that be in a small city, town or out in the country with plenty of space? Many Americans can afford the monthly mortgage payment on a home for their family, but...