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Welcome to our website.
At Citizens Mortgage Corp we specialize in all types of Residential mortgage lending. For over 25 years we have been committed to assisting our customers make well informed decisions. With access to over 10 lenders we will provide you with the absolute best mortgage product, custom-tailored to meet your unique needs. This large variety of loan products is our main advantage over your local bank or savings and loan. They may only have one or two specific loan programs available. This enables us to close a higher percentage of loans. We firmly believe that we have one of the highest approval rates in the business. For those that have credit challenges or issues we provide a plan to get our customers mortgage ready.
WE PROVIDE LOANS TO PEOPLE NOT NUMBERS
As members of the Mortgage Bankers Association of America, Citizens Mortgage has demonstrated its firm commitment to remaining informed professionals in the rapidly changing world of real estate finance. This dedication which includes adherence to precise Code of Ethics and Standards of Professional Practice results in the customers being represented by the most trustworthy in the industry.
WE ARE DEDICATED TO PROVIDING OUR CLIENTS WITH THE HIGHEST QUALITY OF SERVICE- COMPLETE CUSTOMER SATISFACTION IS OUR GOAL.
“Citizens Mortgage Corp., Making the American Dream Come true since 1987”
Latest from the Blog
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker.
When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you!
We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification.
A refinance, on the other hand, is a new loan with all new terms. It would take the place...
The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea?
That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.
If refinancing your 30-year mortgage to lower your...