• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

 

Welcome to our website.

At Citizens Mortgage Corp we specialize in all types of Residential mortgage lending. For over 25 years we have been committed to assisting our customers make well informed decisions. With access to over 10 lenders we will provide you with the absolute best mortgage product, custom-tailored to meet your unique needs. This large variety of loan products is our main advantage over your local bank or savings and loan. They may only have one or two specific loan programs available. This enables us to close a higher percentage of loans. We firmly believe that we have one of the highest approval rates in the business. For those that have credit challenges or issues we provide a plan to get our customers mortgage ready.

WE PROVIDE LOANS TO PEOPLE NOT NUMBERS

As members of the Mortgage Bankers Association of America, Citizens Mortgage has demonstrated its firm commitment to remaining informed professionals in the rapidly changing world of real estate finance. This dedication which includes adherence to precise Code of Ethics and Standards of Professional Practice results in the customers being represented by the most trustworthy in the industry.

WE ARE DEDICATED TO PROVIDING OUR CLIENTS WITH THE HIGHEST QUALITY OF SERVICE- COMPLETE CUSTOMER SATISFACTION IS OUR GOAL.

                                   
                                      “Citizens Mortgage Corp., Making the American Dream Come true since 1987”

Latest from the Blog

Recent Articles

Sep
21
2016
Can I Refinance My Manufactured Home Loan?
Mobile and manufactured homes are one of the most affordable ways to get into home ownership; unfortunately however, some lenders are hesitant to extend mortgage loans on mobile homes or manufactured housing. If you currently own either a mobile home or a manufactured home or are in the...
Sep
07
2016
What are "Interest Only" Mortgage Loans, and How Do They Work?
Are you thinking about buying a home but not sure what you can afford? Have you wondered about interest only mortgages and what advantages and disadvantages they may offer? If so, then you’re in luck because we’ve collected some great information about interest only...
Aug
31
2016
What Happens at Closing?
So you’ve found the home of your dreams. You’ve been preapproved for a mortgage by a lender and you’ve submitted your offer, with earnest money deposit, to the seller. The seller has accepted your offer, you’ve had a home inspection performed and now...
Aug
24
2016
What is an Earnest Money Deposit?
If you are planning on buying a home this year, one of the more proactive steps you can take is to calculate out what cash you’ll need on hand for the home buying process so that you are not faced with surprise expenses down the line. You may also need cash on hand for after you purchase a...